Risk
A loss matters more when you need to spend the money. The questions here are the cash needed and the losses that can be borne.
Illustrative · example figures · 28 Oct 2026
SR Private Office · Meeting discussion
A few questions
before Friday
There's nothing to fill in or send back. These are the questions we'd like to build the session around, so a few minutes with them beforehand will help us make the time about you.
AccessWealth is a tech-driven multi-family office.
Start with your questionsIllustrative · example figures · 28 Oct 2026
Scenario tool
Example profile, not the family's figures
Risk profile
Contribution to risk
Concentration
Liquidity ladder
Cumulative accessible wealth versus cumulative need. The final rung assumes access no earlier than year five.
Assumptions
Annual volatility (%) and pairwise correlations. Business / concentrated stake: Placeholder — set in conversation. Real assets proxy: Global Core Infrastructure.
Illustrative · example figures · 28 Oct 2026
Your questions
The conversation starts with what matters to you.
Your goals
Agenda item 1 · Investing principles
- What is this capital for? Growing it, producing income, protecting it, passing it on, or a mix?
- What would a good outcome look like in ten years' time?
- If your portfolio fell 20% in a year, what would you do? What's the largest loss you've lived through?
What you own today
Agenda item 2 · Allocation from what you own
- Roughly how is your wealth split across cash, property, listed markets, private businesses (including your remaining Devmark stake) and anything else?
- How much of that already depends on the Dubai property market?
- How much might you need over the next one to three years, and how much could you comfortably leave invested for five years or more?
Where alternatives might fit
Agenda item 3 · How alternatives fit
- Where do you have an edge, from what you know or who you know, and where would you rather rely on specialists?
- How involved do you want to be: choosing individual deals yourselves, or having much of it managed for you?
Illustrative · example figures · 28 Oct 2026
Start with the job
of the capital
Return
Growth and income come with uncertainty. Ask what you are exposed to, what it costs and how you can exit.
Compounding
Leaving gains invested gives them time to grow. Withdrawals, fees and losses change that path.
Look at the business and property alongside the portfolio. Then where a different source of risk sits, and how much capital can wait.
Illustrative · example figures · 28 Oct 2026
From answer to insight
Each answer changes the next part of the discussion.
What is this capital for? Growing it, producing income, protecting it, passing it on, or a mix?
Their answerThe balance between growth, income, protection and passing wealth on.
What would a good outcome look like in ten years' time?
Their answerThe time available before the capital is needed.
If your portfolio fell 20% in a year, what would you do? What's the largest loss you've lived through?
Their answerThe loss to discuss before taking risk.
Roughly how is your wealth split across cash, property, listed markets, private businesses (including your remaining Devmark stake) and anything else?
Their answerThe starting holdings and their share of the whole.
How much of that already depends on the Dubai property market?
Their answerThe exposure shared by property and the business stake.
How much might you need over the next one to three years, and how much could you comfortably leave invested for five years or more?
Their answerThe reserve for near-term spending and capital left for longer.
Where do you have an edge, from what you know or who you know, and where would you rather rely on specialists?
Their answerWhere personal knowledge ends and specialist work begins.
How involved do you want to be: choosing individual deals yourselves, or having much of it managed for you?
Their answerHow much time the family wants to spend on individual decisions.
Illustrative · example figures · 28 Oct 2026
Where alternatives
might fit
Each type has its own role, risks and exit terms.
Hedge funds
Specialist strategies can introduce risks beyond listed market direction; leverage and losses remain possible.
One to three years, subject to notice periods and gatesPrivate equity & pre-IPO
Ownership in private companies, with uncertain valuations and exits.
Five years or more; an exit may take longerPrivate credit
Lending outside public bond markets, with borrower default and recovery risk.
One to three years or five years or more, by loan termsReal assets
Exposure to physical assets; compare it with the property risk already held.
Five years or more; sales can be slowIllustrative · example figures · 28 Oct 2026
Ranges for discussion
Ranges are off for this session.
Each bar shows a model range. The dot marks today's example holding on the same 0% to 100% scale of total wealth. Ranges are independent, so their endpoints do not sum to 100%.
How ranges are drawn
Illustrative model ranges: available capital subtracts annual need over up to three years; horizon scales up to ten years; risk tolerance sets loss capacity. Involvement is fixed at 50%; listed-market capacity splits 60/40 between equities and bonds. Each centre has a five-percentage-point range; cash spans the reserve need to ten points above it. These are independent discussion ranges.
Illustrative · example figures · 28 Oct 2026
Continue the discussion
Current opportunities,
in conversation.
Bring the answers back to the whole picture: what is held, what is needed and what can wait.